Opportunity Information: Apply for HHS 2018 ACL AOA FLFC 0309
The Strengthening the Financial Literacy and Preparedness of Family Caregivers grant opportunity (HHS-2018-ACL-AOA-FLFC-0309) is a discretionary funding program from the U.S. Department of Health and Human Services, Administration for Community Living (ACL). It is designed to address the financial strain faced by family caregivers who provide the majority of long-term services and supports in the United States. The opportunity is rooted in evidence that unpaid caregiving represents an enormous economic contribution (estimated at $470 billion in care, per a 2018 Bipartisan Policy Center report) while also creating serious financial harm for caregivers themselves, particularly those age 50 and older, who may lose around $304,000 in income and benefits over the course of caregiving. The basic premise of the grant is that strengthening caregivers' financial literacy and preparedness can help them sustain caregiving responsibilities while better anticipating and managing the personal economic impacts that often come with providing care.
This funding opportunity supports a three-year project focused on building knowledge and practical solutions. The target population is all eligible family caregivers as defined under Title III-E of the Older Americans Act, which generally covers family members and other unpaid individuals who provide care to older adults and related eligible groups. Rather than narrowly focusing on one diagnosis or caregiving situation, the program is framed broadly around the financial challenges that can arise across many caregiving contexts, including reduced work hours, job disruptions, out-of-pocket expenses, and longer-term impacts on savings, retirement security, and benefits.
The grant outlines three main objectives. First, it aims to advance understanding of what family caregivers need when it comes to financial literacy, including identifying what interventions already exist, where they fall short, and what gaps remain. This includes taking stock of current training, tools, and educational approaches and then developing a strategy for addressing unmet needs. Second, the program calls for the development and testing of new interventions that can improve or strengthen caregivers' financial literacy. In practice, this could mean creating new curricula, decision-support tools, workshops, counseling models, or other resources that help caregivers navigate budgeting, benefits, insurance, employment decisions, long-term care planning, and other financial topics directly affected by caregiving. Third, the opportunity emphasizes broad dissemination, meaning the recipient is expected to share findings, new tools, and best practices widely so that the field as a whole can adopt or adapt what is learned.
The anticipated outcomes reflect both learning and product creation. ACL expects the project to produce a clearer, evidence-informed understanding of caregivers' financial literacy needs, a sharper picture of where existing financial education and training efforts are insufficient, and measurable growth in the range of practical financial literacy materials available to family caregivers. In other words, the project is expected to generate both insights (what caregivers need and what is missing) and tangible deliverables (new or improved tools and interventions), along with an active plan to get those resources into the hands of organizations and caregivers who can use them.
Administratively, the award is offered as a cooperative agreement, which typically means the federal agency plans to have substantial involvement in the project beyond standard grant oversight, often through collaboration, guidance, and shared decision-making on key elements. The activity category is listed as Income Security and Social Services, and the CFDA number is 93.048. Eligibility is described as unrestricted, meaning it is open to many entity types (subject to any additional eligibility details in the full announcement). The opportunity anticipated making one award, with an award ceiling of $250,000. The notice was created June 11, 2018, with an original closing date of August 10, 2018, and applications were required to be submitted electronically by 11:59 p.m. Eastern Time on the due date.
Overall, this opportunity is essentially a targeted investment in reducing the economic fallout of unpaid caregiving by improving caregivers' ability to plan, make informed financial decisions, and access effective, relevant financial literacy supports. It recognizes that caregivers are a cornerstone of the long-term care system, but that their contributions can come at a high personal cost, and it funds work intended to close the gap between the financial challenges caregivers face and the resources currently available to help them manage those challenges.Apply for HHS 2018 ACL AOA FLFC 0309
- The Department of Health and Human Services, Administration for Community Living in the income security and social services sector is offering a public funding opportunity titled "Strengthening the Financial Literacy & Preparedness of Family Caregivers" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 93.048.
- This funding opportunity was created on Jun 11, 2018.
- Applicants must submit their applications by Aug 10, 2018 Electronically submitted applications must be submitted no later than 1159 p.m., ET, on the listed application due date.. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- Each selected applicant is eligible to receive up to $250,000.00 in funding.
- The number of recipients for this funding is limited to 1 candidate(s).
- Eligible applicants include: Unrestricted (i.e., open to any type of entity above), subject to any clarification in text field entitled Additional Information on Eligibility.
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| Promoting Aging In Place by Enhancing Access to Home Modifications Apply for HHS 2018 ACL AOA HMOD 0308 Funding Number: HHS 2018 ACL AOA HMOD 0308 Agency: Department of Health and Human Services, Administration for Community Living Category: Income Security and Social Services Funding Amount: $250,000 |
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| Trafficking Victim Assistance Program-ACF regions 1, 2, 3, and 4 Apply for HHS 2018 ACF IOAS OTIP ZV 1369 Funding Number: HHS 2018 ACF IOAS OTIP ZV 1369 Agency: Department of Health and Human Services, Administration for Children and Families-IOAS-OTIP Category: Income Security and Social Services Funding Amount: $3,750,000 |
| Trafficking Victim Assistance Program-ACF regions 9 and 10 Apply for HHS 2018 ACF IOAS OTIP ZV 1371 Funding Number: HHS 2018 ACF IOAS OTIP ZV 1371 Agency: Department of Health and Human Services, Administration for Children and Families-IOAS-OTIP Category: Income Security and Social Services Funding Amount: $3,750,000 |
| Trafficking Victim Assistance Program-ACF regions 5, 6, 7, and 8 Apply for HHS 2018 ACF IOAS OTIP ZV 1370 Funding Number: HHS 2018 ACF IOAS OTIP ZV 1370 Agency: Department of Health and Human Services, Administration for Children and Families-IOAS-OTIP Category: Income Security and Social Services Funding Amount: $2,500,000 |
| Head Start and/or Early Head Start Grantee -- Bronx, New York (Manhattan), Kings, Richmond, and Queens Counties, New York Apply for HHS 2019 ACF OHS CH R02 1392 Funding Number: HHS 2019 ACF OHS CH R02 1392 Agency: Department of Health and Human Services, Administration for Children and Families - OHS Category: Income Security and Social Services Funding Amount: $140,666,906 |
| Regional Partnership Grants to Increase the Well-Being of, and to Improve the Permanency Outcomes for, Children Affected by Substance Abuse Apply for HHS 2018 ACF ACYF CU 1382 Funding Number: HHS 2018 ACF ACYF CU 1382 Agency: Department of Health and Human Services, Administration for Children and Families - ACYF/CB Category: Income Security and Social Services Funding Amount: $1,900,000 |
| Best Practices for the Use of Text and Chat-Based Technology in Child Maltreatment Reporting, Detection, and Prevention Apply for HHS 2018 ACF ACYF CA 1383 Funding Number: HHS 2018 ACF ACYF CA 1383 Agency: Department of Health and Human Services, Administration for Children and Families - ACYF/CB Category: Income Security and Social Services Funding Amount: $1,000,000 |
| JG Prepopulate 7.19.18 Apply for HHS 2018 ACL AOA AB 0310 Funding Number: HHS 2018 ACL AOA AB 0310 Agency: Department of Health and Human Services, Administration for Community Living Category: Income Security and Social Services Funding Amount: $450,000 |
| Native American Independent Living Demonstration Project Apply for HHS 2018 ACL AOD ILNA 0310 Funding Number: HHS 2018 ACL AOD ILNA 0310 Agency: Department of Health and Human Services, Administration for Community Living Category: Income Security and Social Services Funding Amount: $250,000 |
| Title V Competitive Sexual Risk Avoidance Education Apply for HHS 2018 ACF ACYF TS 1384 Funding Number: HHS 2018 ACF ACYF TS 1384 Agency: Department of Health and Human Services, Administration for Children Families - ACYF/FYSB Category: Income Security and Social Services Funding Amount: $450,000 |
| Preschool Development Grant Birth through Five (PDG B-5) Apply for HHS 2018 ACF OCC TP 1379 Funding Number: HHS 2018 ACF OCC TP 1379 Agency: Department of Health and Human Services, Administration for Children and Families - OCC Category: Income Security and Social Services Funding Amount: $15,000,000 |
| Head Start Grantee -- Columbia County, New York Apply for HHS 2019 ACF OHS CH R02 1413 Funding Number: HHS 2019 ACF OHS CH R02 1413 Agency: Department of Health and Human Services, Administration for Children and Families - OHS Category: Income Security and Social Services Funding Amount: $1,560,688 |
| Head Start and/or Early Head Start Grantee -- The Municipalities of West Milford, Ringwood, Wanaque, Pompton Lakes, Wayne, Prospect Park, Hawthorne, Haledon, North Haledon, Little Falls, Woodland Park, Clifton, Bloomingdale, and Totowa, New Jersey Apply for HHS 2019 ACF OHS CH R02 1414 Funding Number: HHS 2019 ACF OHS CH R02 1414 Agency: Department of Health and Human Services, Administration for Children and Families - OHS Category: Income Security and Social Services Funding Amount: $5,226,167 |
| Head Start and/or Early Head Start Grantee -- Hunterdon, Morris, Sussex, and Warren Counties, New Jersey Apply for HHS 2019 ACF OHS CH R02 1415 Funding Number: HHS 2019 ACF OHS CH R02 1415 Agency: Department of Health and Human Services, Administration for Children and Families - OHS Category: Income Security and Social Services Funding Amount: $6,222,676 |
| Head Start and/or Early Head Start Grantee -- Atlantic and Cape May Counties, New Jersey Apply for HHS 2019 ACF OHS CH R02 1402 Funding Number: HHS 2019 ACF OHS CH R02 1402 Agency: Department of Health and Human Services, Administration for Children and Families - OHS Category: Income Security and Social Services Funding Amount: $8,045,621 |
| Head Start and/or Early Head Start Grantee -- Tompkins County, New York Apply for HHS 2019 ACF OHS CH R02 1418 Funding Number: HHS 2019 ACF OHS CH R02 1418 Agency: Department of Health and Human Services, Administration for Children and Families - OHS Category: Income Security and Social Services Funding Amount: $3,625,144 |
| Head Start and/or Early Head Start Grantee -- The City of East Orange, New Jersey Apply for HHS 2019 ACF OHS CH R02 1419 Funding Number: HHS 2019 ACF OHS CH R02 1419 Agency: Department of Health and Human Services, Administration for Children and Families - OHS Category: Income Security and Social Services Funding Amount: $4,783,010 |
| Head Start and/or Early Head Start Grantee -- The Cities of Owego, Newark Valley, and Waverly, New York Apply for HHS 2019 ACF OHS CH R02 1420 Funding Number: HHS 2019 ACF OHS CH R02 1420 Agency: Department of Health and Human Services, Administration for Children and Families - OHS Category: Income Security and Social Services Funding Amount: $1,405,774 |
| Head Start and/or Early Head Start Grantee -- The City of Trenton, New Jersey Apply for HHS 2019 ACF OHS CH R02 1421 Funding Number: HHS 2019 ACF OHS CH R02 1421 Agency: Department of Health and Human Services, Administration for Children and Families - OHS Category: Income Security and Social Services Funding Amount: $3,220,813 |
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